Express Loan - a same day loan that is quick and fair

A low-interest rate, same-day loan alternative. Call or visit one of our branches to apply.

Life happens

We get that emergencies and other life events happen out of the blue. In the event, you need emergency funds, we are here to help with our Express Loan.

Express Loan is best for:

Cash in a hurry
Short-term cover between paycheques
Considering using a payday lender

Express Loan details:

Borrow $100 to $2500
17.5%* fixed interest rate
No fees
30 day loan length
Community Savings membership required

What is the interest?

Wonder what the interest will be? Here is an example, how loans are calculated based on 17.5%* fixed interest:

Length of loan	Amount of loan	Overall interest charge
15 days	$1000	$7.19
30 days	$1000	$14.38
15 days	$2500	$17.98
30 days	$2500	$35.96

We are here when you need us!

Our Express Loan is here to make a difference. It provides a fair rate alternative to support you when you need it. It is designed to be non-profit and any excess funds generated from these loans will be distributed back to Express Loan program participants.

Our end goal? To give you fair rates and fees.

Looking for an Express Loan?

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*Interest on the outstanding balance is calculated daily at an annual rate of 17.5% and compounded monthly. Rates and products may be withdrawn or modified without notice. Some conditions or restrictions apply. Approval is subject to Community Savings’ Express Loan lending criteria. Ask a Community Savings representative for full details.